Author: Kaithy

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Is The Savings Account At All Yet Contemporary?

Savings book past and present! Still one of the favorite forms of investment in the German (almost 1 third still sit on it) is the savings book, but still worth a savings account? The elder”among us know the good old savings account as a solid, safe and also lucrative investment. Interest rates up to 6% pa. were in and for the children and grandchildren I can deposit here but comfortably regularly since the Scion is happy times.Now everyone should have discovered but that 6% do not so readily to achieve. Today, the interest rate is rather between 0.1% and up to 1.55% p.a. for savings. If then the current inflation of 1.9% against, this is more a negative business principle is the passbook credit to the Bank, for which I get interest.

Since the banks but also anticipate and plan need to, long term explained also, why a savings account is not very flexible. Who wants to face because all of a sudden the situation, having to pay back its loan overnight ?!? You won’t and the banks certainly not! The payouts are limited to maximum 2,000 per month and I want more, I have to quit. “Then you are waiting still 3 months money now again the question: this is still up to date??” Passbook – interesting alternative as first should be everyone in clear, how long he would like to create, how much risk he can cope with and the system to be as flexible! Funnily enough funds to savings accounts are more than 10 years. If it brings in so much time an investment guarantee fund but perhaps would be a real alternative. Little risk, the more interest as at the savings and flexibility it is also no risk you don’t have time like to and’s should also be flexible, then the trail leads to the day money account. Here I get of course not much more interest, but I can have a day my money, without any restrictions.

For gamers”there’s the equity funds high yield potential, very flexible, but of course, always the risk that sometimes what can go wrong. There are alternatives! There is now also a very interesting combination of return chance, little tax burden and high flexibility. Here there is pension insurance fund based on that but have an option on a one-off payment of the entire capital. The background is that a pension can make no negative, i.e. the total loss is excluded here. Because the whole thing is but fondsbasiert, I have the chance 6% pa here entirely depending on the chosen Fund. And the latest in this product is that up to 1,000 remaining capital with daily availability, withdraw his money can be. A true alternative! Although many still on the passbook hold, you see, there are better u0085

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Sale

A negligible amount of money but around 200 or 300 dollars.! In short, the original vehicle price: 10,000 Price U $ S the vehicle on offer: 4000 U $ S Advance fees: U $ S 200 Scam topped with a gain of 200 U $ S and you are the victim of "Phishing" Car "The page also includes many other users" bidders "for the article. What users are usually false. The seller has a high number of sales and comments on their behalf. Thus we imagine that a person of trust. It was recently discovered what many scams that have been used this method had been used a number of software programs that sock puppets created within the auction system. They created five users and put on sale a "screensaver" or "wallpaper." After creating five other users who are engaged in buying those intangibles.

And so users were piling up selling a higher profile in the system. This is also untrue added to them, they appreciated the dealer by the speed of the sale and proper treatment. When the fake user accumulates a high level in the system, the perpetrators of scams use these accounts for real people scams. As we see, in most cases presented, always looking to catch fools, with very low prices, gift, incredible prices, which are irresistible to those around the world seeking to purchase services and products a bargain, bargain. A year in northern Iraq offered a bargain education systems, to documents obtained even in 24 hrs., Which ended with the plight of hundreds of customers who bought titles and finished expelled by their institutions. Many of them were members of the national police, who were duped with false certifications.

The same goes for appliances cheapie, gift prices after three months of use spoil. Motorcycle precious sandbox, with no spares. It also happens with computers, software, printers, etc. For these reasons, I think I can advise you not to seek the cheapest, because end up costing you dearly. It is better to pay a little more, for something of quality, which pay less take anything home to the office, at the mouth, with disastrous consequences as detailed above. Smile and be happy, but do not look so cheap, pay for a product or service the cost, because get what you pay.

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Top Rated Events For Children And Adults !

Draw Bright Holidays for children and adults: Birthdays, proms, birthdays, New Year! The company of professional actors of St. Petersburg, able to create holiday of every second. 1. Familiarity with the clowns: We acquainted with each child. For us it is very important because we are all called by name and relationship with us all individually. Of course, the greatest attention to the birthday. But we do not forget about the other guests, because holiday – at any and birthday and New Year, and in the Name, and at the graduation ball – should be good to all! 2.

Games: We offer the original game program for children and adults: Playing with balloons, a game of circus, magic tricks Games to builders with paper cups. Drinking contests, outdoor games, exclusive games, relay races (if there is space), Enigma. Playing with paper, search for gifts. Games by teams of twos and threes, and more! Many other funny and fun games, matched according to age of children, 3. Congratulations Birthday Bizarre magic tricks, take-out cake, congratulations on the children, greeting song and dance. All of this with music, fun communication with children and adults.

4.Podarki and Prizes: At the end of the holiday we give children different toys related of colored balls! Dogs, cats, mice, swords, helmets, guns, flowers – anything! 5. Duration: Typically, the program is designed for 1 hour, at your request as much as possible, 2, 3 hours. Work one or two Artist. For the youngest children – from 2 to 4 years – Mouse and Cat. (Games, magic tricks and gifts) to children from 4 to 10 years – Clown Program (Sleight, game and congratulations) for children aged 6 to 14 years – Pirate program (Dedication to the pirates, treasure hunts, contests) The most bright and cheerful children’s and adult holidays! We offer you a first class clown of the program Baskin-Kolbaskina! Call us, and your holiday will be unforgettable and exciting! We can do everything!

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Sell Handbags And Purses

A course in the College of design that will help me to sell bags and purses have been issued for me. I’ve learned a lot of techniques to design the most beautiful models and a superb range, it accompanied with my ease of drawing and creativity, because I believe that you the margins will be good, but now my question is, where do go them to sell?. So how have taught me to design them, have taught him to all my colleagues and neighbors on the block, practically all designed handbags and only my parents and other family members and neighboring of the side I have bought. But how is not my job to pay me, I I undertook a search online and I have encountered electronic commerce, I’ve found a free classifieds site where I can sell in Venezuela, this will expand any expectation and even if there is competition, because my audience is in my country, because millions of buyers entering journal at that site. Make sales today, is a task that goes according to our capacity to undertake and also create new opportunities, I have to carry my bags and purses to other countries with other options that offer me free classified ads, in each portal Classifieds, there is space for each country, is just in our hands lifted the foundations.

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Creative Economy Seminar

Debate Round Creative Economy Seminar (Photo courtesy Sao Paulo Fashion Week) More details Debate Round led by Gra a Cabral in the second stage of the Creative Economy Seminar: Visions of the Future, organized by the In-MOD Sao Paulo Fashion Week Magazine Valor Economico. The round was launched by Fernando Reinach, founder of the Brazilian Genome Project and director of Votorantim Ventures, venture capital fund of the largest Brazilian industrial conglomerate (involved in the areas of telecommunications, electronic commerce and biotechnology), who raised two issues that it considers its own Creative Economy: venture capital and ownership of ideas. “The notion of risk capital is not big news,” said Reinach. Does this example The Spanish crown who risked capital to fund “pay dirt”, the route to India … of 10 ships that sailed from Spain, 7 were lost and 3 achieved things such as discovering a new continent, said to illustrate that if Reinarch While 70 of initiatives fail, the few well have occurred represent a movement for humanity. So what is the ROI : HUGE. Ownership of ideas. For Reinach, the real novelty is the idea. And with this premise put IP as the first focus of the debate. His presentation pointed out that until the Industrial Revolution had not raised the division between idea and realization, a notion that up thanks to technological advances. Since then, it is possible to separate the idea of the physical object that materializes, the creator of the idea can only sell once, the rest are copies. The great challenge for Reinach is in the ownership of ideas, if the record industry and the film are suffering the blow of piracy … that the fashion industry has the suggestive name of copycat … So how to protect intellectual property … There is patent law … but the dilemma arises when it comes to low prices, while not contemplate the payment of patents.Raises two key issues, a quantitative type (on the duration of patents) and a qualitative type (should we reward creative work or not ) Fernando Reinach (Photo courtesy Sao Paulo Fashion Week) Why think in terms of intellectual property Question Deheinzelin Lala.Consultant for UNDP Creative Economy and a member of IN-MOD has no point in discussing intellectual property but to analyze the opportunities arising from the mixed economy model … and it downloads a series of examples Barsil, Africa and India in crisis that put the idea to do propiedad.Para Lala focus on dialogue between the world of the tangible product sits in the atoms, the finite …and the intangible world of processes, the bits, the infinite … urge to redefine the notion of wealth Wealth of what if it means to wealth as “wealth does not generate Escac” collective processes arise naturally as a center of gravity of all proyecto.Ventas street without copyrigthDeheinzelin, used data emerged from a study of Technology and Society at Get lio Vargas Foundation Rio on the phenomenon of tecnobrega in the city of Bethlehem, as an illustration of the emergence of models of creative endeavors that are not based on profit but on patterns of copyrigth tecnobrega alternativos.La succeeds in launching an average of 400 CDs per year compared with the 14 CD’s of Brazilian music label that releases most of the country.

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Bertrand Russell

Monocracia on the contrary, the Foundation is the will of the sovereign. With a wide field of history Graeco-Roman, Cicero comes to the conclusion that only the courts can do that the Government of the Republic. It is clear, however, they have common concerns: Cicero analyzes the works of two Greeks. Aristotle is a critic of Plato, which is implicit Cicero is critical of both. With the distance, communication and difficult to transport, far from the complex problems facing States today, making a reduction to the philosophical principles that are second to none, and are being studied as bridges for access to the modern and contemporary theories of the Justice. In conclusion, that two of these principles is in Plato and Cicero as most important element of the notion of Justice in the stability of the State. At the same time, Aristotle establishes the concept of Justice (Nicomachean Ethics) in equity.

The two will join the democratic justice, which is updated, of course, its contents. Bertrand Russell, reported that the main purpose of the book the Republic of Plato, is to define the concept of justice. The word justice has much more content that Socrates as Plato joined Justice and equality (democracy), the other used as a synonym for Justice (law) Act. In fact, Plato introduces a new version of Justice, which is not based on the Socratic principle of equality, the Platonic ideal as equal opportunities to the different powers between the different people who belong to the Hellenic Republic, to see that it is not an injustice, because the power and privileges of the tutors (rulers) and the rest of the citizens would be established by a law in the first place. Injustice would only be when someone wiser than the guardians were away from the direction of the Faculty of the Government of the Republic or if the citizen does not agree with the decisions affect the Republic.

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Good Choice

Virtual education as a concept has generated quite a few discussions on the educational social framework. Many have catalogued a teaching under fantasies, beamed, others argue the unique training over the Internet. To do this, first place raises the following questions: what is virtual? Is there truly a virtual education? do perhaps formal or alternative education has become virtual education? Where will be the classrooms of the four walls? How challenges to educators, virtual education? Virtual education is a system and educational modality which arises from the need of education and educational technology. To answer antecedidas questions, first developed the theoretical foundations of the virtual, as a starting point in the field of process teaching and learning, then the essence of the worlds and virtual environments in the acquisition of knowledge through them. Then, the process is broken down historical, the inclusion of digitalization to education and new technologies. Are there virtual education? The specialist in virtual education, Gamez Rosalba (2002) responds to this question: Yes, there is, but it is currently a new and hotly debated concept. This concept arises from the following: 1.

The designed concern for empowering ways of solving teaching and learning environments of the processes. 2nd. virtuality, than in the latest dates is linked with education institutions higher worth reflection among the possibilities of a performance in a social and professional activity. What is online education? Roger Alvarez (2002) the Virtual Education framed the use of new technologies, toward the development of alternative methodologies for learning of students from special populations that are limited by its geographical location, the quality of teaching and the time available. UNESCO (1998), defines as that learning environments they constitute an entirely new way, in relation to the educational technology an interactive computer program of pedagogical character that has a capacity of integrated communication. They are a relatively recent innovation and the result of the convergence of information technology and telecommunications has intensified during the past ten years.

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Romanticism

the sublime is what moves us by its magnitude and power superior to human faculties; Nature, the cosmos, the greatness and depth of thought Longinos classical art was that play one is set, the real thing, and your images could be identified with the idea of the artist; romantic art was that represent or indicate rather infinity and veiase forced to draw inspiration from a system of traditional symbols and parables fine imagination, and intellectual things made incredible efforts to express with material images what is purely intellectual H. Heine a time impossible to forget by the geniuses that were therein in many disciplines. Reminds us in this regard Juan Andres Martino, romanticism is an artistic, political, social and ideological revolution so important that live still today many of its principles: freedom, individualism, democracy, nationalism, etc. Between 1770 and 1800 Europe slept absolutist and neoclassical and rose Democrat and romantic. Thanks to the English industrial revolution (1760-1840), who develops a bourgeois class and the foundations of liberalism; Thanks to the French Revolution (1789), which proclaims the principles of liberty, equality and fraternity; Thanks also to the American Revolution with its Declaration of independence (1776), which makes its center of the rights of man and establishes the Republic as the form of Government and the people as the sole source of power; Thanks to all these facts the freedom replaces tyranny, absolute power is limited and democracy stands in ideal of Government. It is difficult to define what is romanticism. Its revolutionary character is unquestioned.

It represents a break with a tradition, a previous order and a hierarchy of cultural and social values, in the name of a real freedom. It is projected in all arts and constitutes the essence of modernity. Although the unanimity of the Romantic movement resides in a way of feeling and conceive man, nature and life, each country produces a romantic movement in particular, distinct; even each national romanticism develops different trends.

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Nectar Education

Spiritual intelligence is a very complete and unparalleled unique intelligence, with it we are to achieve the lighting, will arrive to become aware of the truth. In our educational environment and as teachers it is very necessary that we should give us mind our daily live and let a reflection, as we are, how we feel, how we act, to where we know, how we interact with people, with our own consciousness, we can achieve this through spiritual intelligence. Because education is mainly an encounter between human beings to learn about all of life. In conclusion to reaffirm and note that through a comprehensive practical and spiritual intelligence all can obtain and pacify the spiritual need that from the very inside us screams and demands that the truth itself reaches our eyes, our ears and our minds and let us be, be the one who us guide and with the perfection of which we are madekeep us in the natural state that is happiness, happiness that lives to be attached to our being, allowing us to enjoy the Nectar of happiness. Now with this knowledge integrated in all my senses it invades me a profound joy to realize that I am consciousness, same awareness that I’ve looked, and that I am to reach the end of the road, at the end of the search that years ago started in my life. I end with this sentence of Ramon Gallegos, that I will keep in my thought and it will be part of me. While you keep seeing being, being won’t let you look because they are one and the same.

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World Gillette

Gillette Fusion ” navega” in the Volvo Ocean RACE the 2008 from Alicante Valencian Comunitat welcomes east year the exit of the Volvo Ocean RACE, Return to the World of Candle. The nautical competition will leave from Alicante the 11 October the 2008. Tenth edition 2008-2009 of this regata around the world by scales, in which the best navigators only dare to live in extreme conditions, part for the first time from the Mediterranean. Alicante will be anfitriona of the most important stage of regata. Gillette is east profiteer scene to approach its new Gillette product Fusion its consumers.

Fusion is the first product that removes to the market the North American mark since outside bought by Procter & Gamble. One is a two range that include maquinillas to shave, normal and a other with motor, as well as gels and lotion it stops after the shaved one. Within Volvo RACE Village Antenna 3 Events have implanted stand with totally functional washings where the horsemen will be able to prove in situ new the Gillette Power Fusion and to take kit complete of shaved Gillette Fusion. Antenna 3 Events has contracted to all the human resources Aplus Field Marketing made up of image stewardesses who cross all the Village using segways to inform to the horsemen and to invite to them to prove and to verify precise and effective it of the shaved one with Fusion. The Village offers more than 40 gratuitous daily activities and for all the public in whom near 500 professionals they attend the public in the services and attractions. The Village, that is greatest than never it has been constructed in the history of the Volvo Ocean RACE, will remain open until next the 11 of October, day of exit of the first stage of the competition.

It will every day abrir to the 10:00 hours and closes to the 24:00 hours, except the week ends, that closing its activities to the 02:00 of the dawn. Near 200,000 people they have happened through the Village of the Port of Alicante in the first ten days of opening, in spite of rains fallen in the last days. This number breaks all the forecasts, since not even officials of days 4 and 11 have begun regatas of October, nor the Pro-A.m. exhibition of the 5 of October, dates in which the greater affluence of public is expected. The market of the shaved one moves in Spain 265 million Euros. Eight million men already are shaved with Gillette and to them it goes directed the new product of the mark. Aplus Field Marketing wants to thank for all the personnel who has participated in the campaign, to organizers of the Volvo Ocean RACE, to Procter & Gamble and to the personnel of Antena3 Events, all the collaboration and coexistence during these days.